Video: Redefine Your Student Loan Refund
Many college students wait anxiously each semester to receive their financial aid “refunds,” but the belief that this is “free” money is a myth. Most student loan refunds contain federal student loan dollars that have to be paid back after graduation. Using more of this money than you need for educational expenses can land you in serious debt after you finish college. Watch this video to learn more about these “refunds” and what to do if you receive one.
Having a good budget is key to financial success. While creating a budget can feel overwhelming, it doesn’t have to be. This video covers everything from how to get started to how to deal with expenses that vary each month. By following these simple steps, you can work toward getting your finances on track.
Video: Five Components of a Credit Score
Most people know a credit score is important, but don’t know how it’s calculated. With credit impacting so many areas of our lives, from buying a home to landing a job, it’s essential to have a clear understanding of what goes into your score. This video breaks down the five components of a credit score- from payment history to new credit – and provides tips on how to maximize each one.
Video: How to Shop for a Credit Card
With hundreds of credit card options, it’s important to pick the right one for your needs. So, how do you choose? This quick video walks you through several items to consider to make sure you choose a card that’s right for you.
If you’re in the market for a new car, you may be asking yourself a common question – is it better to buy or lease? This quick video walks you through both options to help determine what’s the best fit for you.
Thinking about moving off campus? Use our worksheet to help decide if it’s the right financial fit for you.
Trying to get your finances on track? Our budgeting worksheet can help you get started.
Infographic: Financial Tips by Age
No matter your age, good money management is important. While some things remain constant at every stage of your life, like the importance of paying bills on time, other things may fluctuate based on your age or life stage. We’ve put together our top tips for each age in this infographic.
Article: Debunking Common Credit Myths
No matter your age or the stage of life you’re in, credit is a crucial part of financial health. There’s a lot of misinformation floating around out there, so here are some common credit myths, debunked.